{"id":6026,"date":"2022-05-23T22:08:40","date_gmt":"2022-05-23T14:08:40","guid":{"rendered":"https:\/\/www.coinon.pro\/archives\/6026"},"modified":"2022-05-23T22:08:40","modified_gmt":"2022-05-23T14:08:40","slug":"%eb%b6%84%ed%95%a0-%eb%a7%a4%ec%88%98-vs-%ec%9d%bc%ec%8b%9c%eb%b6%88-%eb%a7%a4%ec%88%98-%ea%b0%80%ec%9e%a5-%ed%9a%a8%ea%b3%bc%ec%a0%81%ec%9d%b8-%eb%b9%84%ed%8a%b8%ec%bd%94%ec%9d%b8-%ea%b5%ac","status":"publish","type":"post","link":"https:\/\/www.coinon.pro\/?p=6026","title":{"rendered":"\ubd84\ud560 \ub9e4\uc218 vs \uc77c\uc2dc\ubd88 \ub9e4\uc218\u2026 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ube44\ud2b8\ucf54\uc778 \uad6c\uc785 \uc804\ub7b5\uc740?"},"content":{"rendered":"
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\"\ubd84\ud560
<\/figcaption><\/figure>\n<\/p><\/div>\n

[\ube14\ub85d\uccb4\uc778\ud22c\ub370\uc774 \ud55c\uc9c0\ud61c \uae30\uc790] \ucd5c\uadfc \ud14c\ub77c\ubc1c \ucda9\uaca9\uc73c\ub85c \ube44\ud2b8\ucf54\uc778\uc774 3\ub9cc\ub2ec\ub7ec \ub300\ub85c \ud558\ub77d\ud55c \uac00\uc6b4\ub370 \uc9c0\uae08\uc774 \uc800\uc810\ub9e4\uc218\uc778 \uac83\uc778\uc9c0, \uc544\ub2c8\uba74 \ub610\ub2e4\ub978 \ud558\ub77d\uc744 \uae30\ub2e4\ub824\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \uc804\ubb38\uac00\ub4e4\uc758 \uc758\uacac\uc744 22\uc77c(\ubbf8\uad6d \uc2dc\uac01) \ucf54\uc778\ud154\ub808\uadf8\ub798\ud504\uac00 \ubcf4\ub3c4\ud588\ub2e4.<\/p>\n

\ube44\ud2b8\ucf54\uc778(BTC)\uc774 2021\ub144 11\uc6d4 \uc0ac\uc0c1 \ucd5c\uace0\uce58\uc778 6\ub9cc9000\ub2ec\ub7ec\ub97c \uae30\ub85d\ud55c \uc774\ud6c4 6\uac1c\uc6d4 \ub9cc\uc5d0 55% \uc774\uc0c1 \ud558\ub77d\ud588\ub2e4. \uc774\ubc88 \ub300\uaddc\ubaa8 \ud558\ub77d\uc73c\ub85c \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778 \ub9e4\uc785 ‘\uc2dc\uae30’\uc5d0 \ub300\ud574 \uace0\ubbfc\ud558\uace0 \uc788\ub2e4.<\/p>\n

\ubcf4\ub3c4\uc5d0 \ub530\ub974\uba74 \ud22c\uc790\uc790\ub4e4\uc774 \uace0\ubbfc\uc5d0 \ube60\uc9c0\uac8c \ub41c \uc8fc\ub41c \uc774\uc720\ub294 \ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(\uc5f0\uc900)\uc758 \ucd5c\uadfc 0.5% \uc778\uc0c1\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uae08\ub9ac\uac00 \uc5ec\uc804\ud788 \ub0ae\uae30 \ub54c\ubb38\uc774\ub2e4. <\/p>\n

\ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74\ub294 \ucd5c\uadfc \ub370\uc774\ud130\uc5d0\uc11c "\uae00\ub85c\ubc8c \ud380\ub4dc\ub9e4\ub2c8\uc800\ub4e4\uc758 \ud604\uae08 \ubcf4\uc720\uc561\uc774 6.1% \uc99d\uac00\ud55c 830\uc5b5 \ub2ec\ub7ec\ub85c \uc9d1\uacc4\ub3fc 9.11 \ud14c\ub7ec \uc774\ud6c4 \ucd5c\ub300\uce58\ub97c \uae30\ub85d\ud588\ub2e4"\uace0 \ubc1d\ud614\ub2e4. \uc774\ub294 \uc8fc\uc694 \uc5f0\uae08, \ubcf4\ud5d8, \uc790\uc0b0 \ubc0f \ud5e4\uc9c0 \ud380\ub4dc \ub9e4\ub2c8\uc800\ub4e4 \uc0ac\uc774\uc758 \uc704\ud5d8 \ud68c\ud53c\uc131\uc744 \uc2dc\uc0ac\ud55c\ub2e4. <\/p>\n

\uce74\ub97c B. \uba69\uac70(Carl B. Menger) \ub4f1 \ub9ce\uc740 \uc554\ud638\ubd84\uc11d\uac00\ub4e4\uc740 \ube44\ud2b8\ucf54\uc778\uc774 ‘\ubc14\ub2e5\uc744 \ucc3e\ub294 \ub3d9\uc548 \ub354 \ud070 \ub9e4\uc218 \uae30\ud68c\ub97c \ucc3e\uc744 \uc218 \uc788\uc744 \uac83’\uc774\ub77c\ub294 \uc758\uacac\uc744 \ub0b4\ub193\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub098 \ucf54\uc778\ud154\ub808\uadf8\ub798\ud504\ub294 \uc77c\ubc18 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c\ub294 \uc800\uc810\uc744 \ucc3e\uc544 \uac70\uc561\uc744 \ud55c \ubc88\uc5d0 \uc3df\uc544 \ubd93\ub294 ‘\uc77c\uc2dc\ubd88 \ub9e4\uc785’ \ubcf4\ub2e4\ub294 ‘\ubd84\ud560 \ub9e4\uc785’\uc774 \ub354 \uc548\uc804\ud558\ub2e4\uace0 \uc9c4\ub2e8\ud588\ub2e4.  <\/p>\n

\ud754\ud788 ‘\uc801\ub9bd\uc2dd \ub9e4\uc785’\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 \uc774 \ud22c\uc790\ubc95\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ubcf4\uc720 \ud604\uae08\uc744 12\ub4f1\ubd84\ud574\uc11c \ub9e4\ub2ec \uc77c\uc815\uae08\uc561\uc73c\ub85c \ube44\ud2b8\ucf54\uc778\uc744 \uc0ac\ub294 \uac83\uc774\ub2e4. \uc989, \ub9e4\ub2ec \uace0\uc815\ub41c \uae08\uc561\uc73c\ub85c \ube44\ud2b8\ucf54\uc778 \ud558\ub77d\uc2dc \ub354 \ub9ce\uc740 \uc591\uc744 \uad6c\ub9e4\ud558\uba70 \uc0c1\uc2b9\uc2dc\uc5d0\ub294 \uadf8 \ubc18\ub300\uac00 \ub41c\ub2e4.  <\/p>\n

\ud06c\ub9bd\ud1a0\ud5e4\ud2b8(CryptoHead)\uc758 \ub9e4\uc785\uc6d0\uac00\ud3c9\uade0\ubc95(dollar cost averaging, DCA) \uacc4\uc0b0\uae30\uc5d0 \ub530\ub974\uba74, 2017\ub144 12\uc6d4 \ube44\ud2b8\ucf54\uc778\uc774 \ub2f9\uc2dc \uc0ac\uc0c1 \ucd5c\uace0\uac00\uc778 2\ub9cc\ub2ec\ub7ec \uae30\ub85d \ud6c4 \ub9e4\ub2ec 1\ub2ec\ub7ec\uc529 \ud22c\uc790\ud55c \ud22c\uc790\uc790\uac00 \uc788\ub2e4\uba74 \ud604\uc7ac \uadf8\uc758 \ub204\uc801 \uc218\uc775\uc740 163\ub2ec\ub7ec\uc5d0 \uc774\ub978\ub2e4. \uc774\ub294 \uc801\uae08\uc2dd \ud22c\uc790\ub85c \uc57d 200%\uc758 \uc774\uc775\uc744 \uae30\ub85d\ud588\ub2e4\ub294 \uc758\ubbf8\ub2e4. <\/p>\n

\uc554\ud638\ud654\ud3d0 \ubd84\uc11d\uac00 \uce74\ub97c \uba69\uac70 \uc5ed\uc2dc "\uc77c\ubc18 \ud22c\uc790\uc790\ub4e4\uc774 \uc801\ub9bd\uc2dd \ud22c\uc790\ub97c \ud55c\ub2e4\uba74 \uc9c0\uad6c\uc0c1\uc758 \ubaa8\ub4e0 \ud22c\uc790 \uc804\ubb38\uac00\ub4e4\uacfc \uae30\uc5c5\uc758 99.99%\ub97c \uc774\uae38 \uc218 \uc788\uc744 \uac83"\uc774\ub77c\uace0 \uc8fc\uc7a5\ud588\ub2e4. <\/p>\n

\uadf8\ub7ec\ub098 \uc774\uac19\uc740 \uc804\ub7b5\uc740 \ube44\ud2b8\ucf54\uc778\uc758 \uc7a5\uae30 \ucd94\uc138\uac00 ‘\uc0c1\uc2b9\uc138\uc77c \uac83’\uc774\ub77c\ub294 \uc758\uacac\uc5d0 \ube44\ub86f\ub410\ub2e4\ub294 \uc810\uc744 \uc720\uc758\ud574\uc57c \ud55c\ub2e4\uace0 \ucf54\uc778\ud154\ub808\uadf8\ub798\ud504\ub294 \uc804\ud588\ub2e4.<\/p>\n

\ubc18\uba74, \uc804\ud1b5 \uae08\uc735 \uc2dc\uc7a5\uc758 \uc218\uc775\uc740 \uc5ed\uc0ac\uc801\uc73c\ub85c ‘\ubd84\ud560\ub9e4\uc218’\ubcf4\ub2e4\ub294 ‘\uc77c\uc2dc\ubd88 \ub9e4\uc218’\uac00 \ub354 \ub9ce\uc740 \uc218\uc775\uc744 \ucc3d\ucd9c\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. <\/p>\n

\uc77c\ub840\ub85c \ubc45\uac00\ub4dc\uac00 1926\ub144\ubd80\ud130 2015\ub144\uae4c\uc9c0 12\uac1c\uc6d4 \uae30\uc900\uc758 60\/40 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc870\uc0ac\ud55c \uacb0\uacfc, \uc77c\uad04\ud22c\uc790\uac00 \uc804\uccb4 \uae30\uac04\uc758 2\/3\uc5d0\uc11c \ubd84\ud560\ub9e4\uc218\ub97c \uc55e\uc130\uc73c\uba70 \ud55c \ud574 \ud3c9\uade0 2.4%\uc758 \uc131\uacfc\ub97c \uae30\ub85d\ud588\ub2e4.<\/p>\n

\uc9c0\ub09c 5\uc6d4 \uae30\uc900 S&P500\uc9c0\uc218\uc640 \ube44\ud2b8\ucf54\uc778 \uc0c1\uad00\uad00\uacc4 \uc9c0\uc218\uac00 0.96\uc73c\ub85c \uae09\ub4f1\ud55c \uc810\uc744 \uace0\ub824\ud55c\ub2e4\uba74 \uc774\uac19\uc740 \uc5ed\uc0ac\uc801 \uae30\ub85d\uc740 \ube44\ud2b8\ucf54\uc778 \ubd84\ud560 \ub9e4\uc218\uac00 \uc77c\uad04\ub9e4\uc218\ubcf4\ub2e4 \ud56d\uc0c1 \ub354 \ub098\uc740 \uc218\uc775\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc5c6\ub2e4\ub294 \uc810\uc744 \ubcf4\uc5ec\uc900\ub2e4. <\/p>\n

\uc774\uc5d0 \ub300\ud574 \ubbf8\uad6d \ud22c\uc790\uc804\ub7b5\ud68c\uc0ac \ubc84\ud0b9\uc5c4 \uc6f0\uc2a4 \ud30c\ud2b8\ub108(Buckingham Wealth Parters)\uc758 \ub798\ub9ac \uc2a4\uc704\ub4dc\ub85c(Larry Swedroe) \uc218\uc11d\uc5f0\uad6c\uc6d0\uc740 SeekingAlpha\uc5d0 “\ud22c\uc790\uc561\uc758 3\ubd84\uc758 1\uc740 \uc989\uc2dc \ud22c\uc790\ud558\uace0 1\/3\uc740 \ud5a5\ud6c4 \ub450 \ub2ec\uc774\ub098 \ub2e4\uc74c 2\ubd84\uae30 \ub3d9\uc548 \ubd84\ud560 \ud22c\uc790\ud558\ub77c”\uba70 "\ub610\ub294 1\/4\uc744 \uc989\uc2dc \ud22c\uc790\ud558\uace0 \ub098\uba38\uc9c0\ub294 3\ubd84\uae30 \ub3d9\uc548 \ub4f1\uac00 \ubd84\ud560\ud574 \ud22c\uc790\ud558\uac70\ub098 \ud22c\uc790\uae08\uc744 1\/6\uc529 \ub098\ub204\uc5b4 \ub9e4\ub2ec \ud639\uc740 \ub450 \ub2ec\uc5d0 \ud55c \ubc88\uc529 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc88b\ub2e4”\uace0 \uc124\uba85\ud588\ub2e4. <\/p>\n

\n","protected":false},"excerpt":{"rendered":"

[\ube14\ub85d\uccb4\uc778\ud22c\ub370\uc774 \ud55c\uc9c0\ud61c \uae30\uc790] \ucd5c\uadfc \ud14c\ub77c\ubc1c \ucda9\uaca9\uc73c\ub85c \ube44\ud2b8\ucf54\uc778\uc774 3\ub9cc\ub2ec\ub7ec \ub300\ub85c \ud558\ub77d\ud55c \uac00\uc6b4\ub370 \uc9c0\uae08\uc774 \uc800\uc810\ub9e4\uc218\uc778 \uac83\uc778\uc9c0, \uc544\ub2c8\uba74 \ub610\ub2e4\ub978 \ud558\ub77d\uc744 \uae30\ub2e4\ub824\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \uc804\ubb38\uac00\ub4e4\uc758 \uc758\uacac\uc744 22\uc77c(\ubbf8\uad6d \uc2dc\uac01) \ucf54\uc778\ud154\ub808\uadf8\ub798\ud504\uac00 \ubcf4\ub3c4\ud588\ub2e4. \ube44\ud2b8\ucf54\uc778(BTC)\uc774 2021\ub144 11\uc6d4 \uc0ac\uc0c1 \ucd5c\uace0\uce58\uc778 6\ub9cc9000\ub2ec\ub7ec\ub97c \uae30\ub85d\ud55c \uc774\ud6c4 6\uac1c\uc6d4 \ub9cc\uc5d0 55% \uc774\uc0c1 \ud558\ub77d\ud588\ub2e4. \uc774\ubc88 \ub300\uaddc\ubaa8 \ud558\ub77d\uc73c\ub85c \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778 \ub9e4\uc785 ‘\uc2dc\uae30’\uc5d0 \ub300\ud574 \uace0\ubbfc\ud558\uace0 \uc788\ub2e4. \ubcf4\ub3c4\uc5d0 \ub530\ub974\uba74 \ud22c\uc790\uc790\ub4e4\uc774 \uace0\ubbfc\uc5d0 \ube60\uc9c0\uac8c […]<\/p>\n","protected":false},"author":1,"featured_media":6027,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3173,45,937],"class_list":["post-6026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-3173","tag-45","tag-937"],"_links":{"self":[{"href":"https:\/\/www.coinon.pro\/index.php?rest_route=\/wp\/v2\/posts\/6026"}],"collection":[{"href":"https:\/\/www.coinon.pro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinon.pro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinon.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinon.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6026"}],"version-history":[{"count":0,"href":"https:\/\/www.coinon.pro\/index.php?rest_route=\/wp\/v2\/posts\/6026\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinon.pro\/index.php?rest_route=\/wp\/v2\/media\/6027"}],"wp:attachment":[{"href":"https:\/\/www.coinon.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinon.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinon.pro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}